Get Paid Up to 2 Days Sooner

CU1 | Direct Deposit: $655.00 Deposited into Checking Account

Set Up Direct Deposit Online

To set up Direct Deposit online, first log in to Digital Banking.

Mobile Device:

Select “Menu” on the bottom right of your screen.
Tap the “Services” heading in the menu that appears on the left.
Select “Setup Direct Deposit” in the “Services” drop-down menu.

Desktop:

Click “Services” on the top of your screen.
Select “Setup Direct Deposit” in the drop-down menu.

This will take you to your Direct Deposit dashboard, powered by ClickSWITCH™. To set up Direct Deposit, press “Switch Direct Deposits.” You can manually enter your Direct Deposit details or use a Switch Assist that will identify the Direct Deposits in your accounts with other financial institutions and automatically switch them over for you.

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Free Checking²

Our standard checking account, made for members who want to bank anytime, anywhere without hidden fees.

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High-Yield Checking³

A checking account that rewards you for everyday banking. Build your balance by earning competitive dividends when you make qualifying transactions each month.

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High-Yield Savings⁴

Earn dividends at our most competitive rate with a High Yield Savings account.⁴

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Early Pay FAQs

How does CU1 Early Pay work?

Credit Union 1 provides your funds as soon as the payor of your direct deposit—like your employer—provides the deposit information, rather than waiting for it to clear. The timing of how early you receive your payment is dependent on when the payor provides that information to Credit Union 1.
How do I set up direct deposit to a CU1 account?

You can easily set up direct deposit in Digital Banking. Log in to Digital Banking and select “Setup Direct Deposit” under Services in the main menu. Then follow the prompts to set up Direct Deposit. If you need further assistance, start a LiveChat or call 800.252.6950.
What if I already have direct deposit to a CU1 account?

If you already have direct deposit set up to a CU1 account, you are already receiving the benefit of CU1 Early Pay. You do not have to opt in to get paid sooner—this is an automatic benefit of your CU1 membership.
How do I know when my direct deposit arrives?

The timing of how early you receive your payment is dependent on when the payor provides that information to Credit Union 1. We cannot guarantee the timing, but you are always able to monitor when deposits are posted to your account through Credit Union 1’s Digital Banking. You can also set up account alerts in Digital Banking so you are notified as soon as your deposit hits.
What is Credit Union 1's routing number?

Your bank routing number is a 9-digit identification code commonly found at the bottom left corner of a check.

Credit Union 1's routing number is 271188081.

All checking accounts are subject to approval. The dividend rates and annual percentage yields are accurate as of the last dividend declaration date. If you require current rate information, please contact us. Dividends are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends as provided by Program type and compounded monthly.

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Early access to direct deposit funds is a free, automatic feature and depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Standard fraud prevention restrictions apply. If your deposit doesn't arrive early, expect it to arrive on your scheduled payday.

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There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Free Checking account.

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APY= Annual Percentage Yield. Fees could reduce earnings on the account. Rate is subject to change without notice. The rate may change after the account is opened and without notice. Dividends calculated using Average Daily Balance. Requirements to earn the current declared High Yield Checking rate on balances up to $10,000: You must (1) be enrolled in digital banking by registering for CU1’s digital banking service and create a password, (2) be enrolled in eStatements for the account in which the High Yield Checking Account is established, (3) have at least 15 CU1 Bill Pay or CU1 Visa® debit card transactions per calendar month (or a combination of the two), excluding ATM transactions, in the High Yield Checking Account, and (4) have minimum aggregate deposits totaling $1,000 deposited into the High Yield Checking per calendar month. Balances over $10,000 will earn 0.01% APY. Transactions that are pending on your High Yield Checking account and have not posted as of the end of the calendar month qualification cycle, will not count as qualifying transaction for that calendar month cycle. If Requirements are not met, balances will earn 0.01% APY. Deposits, bill pay transactions, and/or debit card transactions made to any other account or sub account belonging to the account owner, or any joint owner, will not apply to these High Yield checking requirements.

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APY = Annual Percentage Yield. Must be New Money and deposited into the High Yield Savings Account. “New Money” is defined as money not on deposit with Credit Union 1 within the last 12 months and transferred in from a different financial institution (no Credit Union 1 to Credit Union 1 balance transfers allowed at any time. Any funds transferred in this manner will be redeposited into the original account and earn at the current rate). Money removed from Credit Union 1, then redeposited within a 12-month period from the withdrawal, will not be eligible for the High Yield Savings Account Rate.